Take control of your money with a planner you can write in and a spreadsheet that does the maths for you.

4 colours included

Forest, Navy, Burgundy and Blush. Every colour comes in every format below.

WHAT YOU GET (instant download, one ZIP per format)

• Digital planner PDF, 49 pages, with clickable tabs for GoodNotes, Notability, Noteshelf and other PDF apps
• Printable planner PDF, US Letter (8.5 × 11 in), 14 pages
• Printable planner PDF, A4, 14 pages
• Budget spreadsheet for Microsoft Excel and Google Sheets

INSIDE THE PLANNER

• Year at a glance and financial goals
• Monthly budget: income, savings and debt, and 12 spending categories, planned vs. actual
• Expense log
• Bill tracker (12 months) and subscription tracker
• Savings goals and sinking funds with colour-in progress trackers
• Debt payoff tracker and quarterly net worth
• Lined and dot-grid notes pages
• Elegant cover with gold details in every colour

The digital version opens every month with its own divider page, followed by that month's budget and expense log, with a tab for every section on every page.

INSIDE THE SPREADSHEET

• Log each purchase once; monthly totals, budget left and charts update automatically
• Pick any month from a drop-down to see budget vs. spent by category
• Year overview with every month side by side
• Savings goals: how much to save each month to hit your date
• Debt payoff: months to go, debt-free date and estimated interest
• Works in Excel and in Google Sheets (upload to Google Drive and open with Google Sheets)

GOOD TO KNOW

• Undated: start in any month, use it every year
• Digital file, nothing is shipped
• Amounts have no currency symbol, so it works in any currency
• Print as many copies as you need, for personal use only. Please do not share or resell the files.

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